Notice Personal Savings Accounts
Benefit from competitive interest rates and terms that suit the needs of you
- Open an account in minutes, for free
- Grow your savings by making regular deposits
What is a notice savings account?
A notice account is a type of savings account which requires you to give a set period of notice before withdrawing funds. Notice periods can vary from several weeks to months. Interest rate on notice accounts are variable and could fluctuate.
Our personal savings accounts
95 Day Notice - Issue 7
- Access your funds with just 95 days notice
- Simple online application
- FSCS Protection up to £120,000 for individuals
Recognise your potential
We believe that everyone deserves financial support, regardless of whether you’re a business owner or an individual seeking personal banking services.
That’s why we’ve extended our expertise to cater to personal customers, just like you.
Experience the difference of saving with a bank that puts relationships first. Join us today and discover the personalised support, innovative solutions, and unwavering dedication that has made Recognise Bank a trusted partner for both businesses and individuals alike.
Opening an account is easy. Here's what to expect:
FSCS
protection
Simple
set up
Excellent
rating
Our savings accounts are award winning and our customers have rated us excellent on Trustpilot.
Complete
control
Flexibility to move your money in and out by providing the agreed notice.
Don’t take our word for it. See why our customers love us:
Our range of personal savings account types
Fixed savings accounts
Secured interest rates over a fixed term. Perfect for long-term planning.
Important information
Make sure you read our general terms and conditions and product terms and conditions before opening an account.
- You can deposit between £1,000 and £250,000 in our personal savings accounts.
- Your money is FSCS protected up to £120,000 on all eligible deposits.
- We don’t charge fees – you can open an account for free and benefit from daily customer support.
- Interest is paid into your nominated UK bank account or the respective Recognise Bank savings account monthly or annually – the choice is yours.
- You must be over 18 years old and a UK resident to open an account.
AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded annually each year.
Gross is the interest rate payable before tax is deducted.
Your eligible deposits with Recognise Bank are protected up to a total of £120,000 for individuals by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. This means in the unlikely event that Recognise Bank were to fail or become insolvent, any deposits you hold below this limit will be protected under this scheme. For more information visit www.fscs.org.uk.
Frequently asked questions
£1,000. This threshold ensures a solid foundation for your personal savings journey.
- Maximum deposit is £250,000.
No. You need to wait for the minimum notice period specified in your account’s terms to withdraw your funds. You can find this information in the product summary sheet.
Notice savings accounts offer flexible yet rewarding returns with competitive interest rates. Without tying up your funds for the long term, you can benefit from effective financial planning by giving a notice period before withdrawals. Ideal for businesses seeking to boost the growth potential of their cash reserves, this account allows access to funds with short-term planning.
Many business owners appreciate the flexibility of not tying up their savings for an extended period. Plus, you can effectively plan your finances by giving the bank notice, whether it’s short or long term, when you need access to your funds.
Yes, the interest rate is variable. Don’t worry; we will always let you know of any planned changes to the interest rate in accordance with our terms and conditions.
Can't find what you're looking for?
Check out our savings FAQs or contact us for additional support.
