Search

A Reminder of Our Interest Rates

Issue NumberDate Rate Effective fromDate Rate Effective toAnnual AERAnnual GrossMonthly AERMonthly Gross
Business Easy Access Account – Issue 212.10.2023Current3.55%3.55%3.55%3.49%
Business Easy Access Account – Issue 103.10.2023Current3.15%3.15%3.15%3.11%
Business Easy Access Account – Issue 1
No longer available for new applications		04.07.202302.10.20232.90%2.90%2.90%2.86%
Business Easy Access Account – Issue 1
No longer available for new applications		09.05.202303.07.20232.65%2.65%2.65%2.62%
Business Easy Access Account – Issue 1
No longer available for new applications		17.04.202308.05.20232.25%2.25%2.25%2.23%
Business Easy Access Account – Issue 1
No longer available for new applications		05.10.202216.04.20232.00%2.00%2.00%1.98%
Business Easy Access Account – Issue 1
No longer available for new applications		04.08.202204.10.20221.50%1.50%1.50%1.49%
Business Easy Access Account – Issue 1
No longer available for new applications		23.06.202203.08.20221.25%1.25%1.25%1.24%
Business Easy Access Account – Issue 1
No longer available for new applications		31.05.202222.06.20221.05%1.05%1.05%1.04%
Business Easy Access Account – Issue 1
No longer available for new applications		17.05.202230.05.20220.90%0.90%0.90%0.90%
Business Easy Access Account – Issue 1
No longer available for new applications		03.05.202216.05.20220.75%0.75%0.75%0.75%
Business Easy Access Account – Issue 1
No longer available for new applications		19.04.202202.05.20220.55%0.55%0.55%0.55%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 7 Day Notice Account – Issue 1 26.07.2023 Current 3.15% 3.15% 3.15% 3.11%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 35 Day Notice Account – Issue 1 26.07.2023 Current 3.25% 3.25% 3.25% 3.20%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 95 Day Notice Account – Issue 2 11.03.2025 Current 4.05% 4.05% 4.05% 3.98%
Business 95 Day Notice Account – Issue 2 No longer available for new applications 05.10.2023 10.03.2025 4.30% 4.30% 4.30% 4.22%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 10.06.2024 Current 4.30% 4.30% 4.30% 4.22%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 03.10.2023 09.06.2024 4.00% 4.00% 4.00% 3.93%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 27.07.2023 02.10.2023 3.75% 3.75% 3.75% 3.69%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 17.04.2023 26.07.2023 3.25% 3.25% 3.25% 3.20%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 10.11.2022 16.04.2023 3.00% 3.00% 3.00% 2.96%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 27.10.2022 09.11.2022 2.25% 2.25% 2.25% 2.23%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 04.10.2022 26.10.2022 2.20% 2.20% 2.20% 2.18%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 04.08.2022 03.10.2022 1.85% 1.85% 1.85% 1.83%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 28.06.2022 03.08.2022 1.60% 1.60% 1.60% 1.59%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 31.05.2022 27.06.2022 1.35% 1.35% 1.35% 1.34%
Business 95 Day Notice Account – Issue 1 No longer available for new applications 20.05.2022 30.05.2022 1.10% 1.10% 1.10% 1.09%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 120 Day Notice Account – Issue 1 11.03.2025 Current 4.15% 4.15% 4.15% 4.07%
Business 120 Day Notice Account – Issue 1  No longer available 05.10.2023 10.03.2025 4.40% 4.40% 4.40% 4.31%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 180 Day Notice Account – Issue 1 11.03.2025 Current 4.25% 4.25% 4.25% 4.17%
Business 180 Day Notice Account – Issue 1 No longer available 05.10.2023 10.03.2025 4.50% 4.50% 4.50% 4.41%
Issue Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 6 Month Fixed Rate Account 06.01.2025 Current 4.00% 4.00% 4.00% 3.93%
Business 6 Month Fixed Rate Account No longer available 14.07.2023 05.01.2025 4.10% 4.10% 4.10% 4.02%
Issue  Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 1 Year Fixed Rate Account 06.01.2025 Current 4.00% 4.00% 4.00% 3.93%
Business 1 Year Fixed Rate Account No longer available 29.08.2024 05.01.2025 4.25% 4.25% 4.25% 4.17%
Business 1 Year Fixed Rate Account No longer available 27.06.2023 28.08.2024 4.50% 4.50% 4.50% 4.41%
Business 1 Year Fixed Rate Account No longer available 31.05.2022 27.06.2023 1.80% 1.80% 1.80% 1.79%
Business 1 Year Fixed Rate Account No longer available 20.05.2022 30.05.2022 1.45% 1.45% 1.45% 1.44%
Issue  Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 18 Month Fixed Rate
Account                                                                                      		  24.02.2025       Current     4.26%      4.26%    4.26%     4.18%
Issue  Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 2 Year Fixed Rate Account 11.03.2025         Current    4.37%     4.37%     4.37%       4.28%
Business 2 Year Fixed Rate Account No longer available 25.02.2025      10.03.2025    4.26%     4.26%     4.26%       4.18%
Issue  Number Date Rate Effective from Date Rate Effective to Annual AER Annual Gross Monthly AER Monthly Gross
Business 3 Year Fixed Rate Account                                   24.02.2025       Current     4.11%      4.11%     4.11%     4.03%
Recognise Logo 2024_white
Linkedin Facebook-square Instagram
PRODUCTS
COMPANY
LEGAL
HELP

Recognise Bank Limited is a company registered in England and Wales (CRN 10603119), at Augustine House, 6a Austin Friars, London, United Kingdom, EC2N 2HA. Recognise Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 849404. 

Eligible deposits with Recognise Bank are protected up to a total of £85,000 for individuals by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Visit the FSCS website to see how your money is protected. 

Loan facilities offered by Recognise Bank are non-regulated contracts under the Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Services and Markets Mortgage Credit Directive Order 2015. Your property is at risk if you fail to make payments on a mortgage contract. 

All products and services are subject to Terms and Conditions. Recognise Bank reserves the right to withdraw any product from sale at any time.

© Recognise Bank 2025

Steve Pateman

Steve has had an extensive executive career in banking, leading corporate and commercial banking businesses at RBS/NatWest, managing Santander’s UK banking businesses and as CEO of Shawbrook Bank, Hodge Banking Group and most recently successfully leading the banking licence application for StreamBank.

He is a non-executive Director at Bank of Ireland both in the UK and Dublin and Thin Cats, a specialist SME lending business and is retained as an advisor to Black Lion Ventures. He was previously President of the Chartered Banker Institute.

Steve took up the role of Chair (subject to regulatory approval) at Recognise Bank in November 2024, having served as an Investor Non-Executive Director since January 2024.